$999,900
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194 196 St. Paul Street, St. Catharines on L2R 3M2, St. Catharines, ON L2R 3M2

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Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.

Listing By: Mike Desormeaux - Rock Star Real Estate Inc. cnitso Realty.com
  • MLS® 40829156
  • Date Listed05/12/2026
  • Days on Realty 141 Days
  • Bedrooms 0
  • Bathrooms
  • Lot Size -
  • County Niagara

Exterior / Lot Features

  • Roof -
  • Lot Size Acres -
  • Lot Size SQFT -
  • Lot Features City Lot, High Traffic Area

Directions

James Street

Sales & Tax History

Source: Public Records

Local Neighborhood Highlights for L2R 3M2

Discover key demographics, population statistics, and environmental insights for the St. Catharines, ON area.

Walkability in ON / L2R 3M2

Source: Walk Score

97/100

Walker's Paradise

Walk Score ®

61/100

Good Transit

Transit Score ®

72/100

Very Bikeable

Bike Score ®

Overview

Daily errands do not require a car. Many nearby public transportation options. Biking is convenient for most trips.

Transit Summary

36 nearby routes: 36 bus, 0 rail, 0 other

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 43/100, Transit Score: 34/100, Bike Score: 49/100.

Points of Interest near 194 196 St. Paul Street, St. Catharines ON L2R 3M2, St. Catharines, ON L2R 3M2

Frequently Asked Questions for 194 196 St. Paul Street, St. Catharines ON L2R 3M2

Source: Realty.com

194 196 St. Paul Street, St. Catharines ON L2R 3M2, St. Catharines, ON L2R 3M2 in St. Catharines, ON L2R 3M2 is a other listed at $999,900. Realty.ca has 26 photos, sales history, school insights, and mortgage tools for this listing.

Realty.com has 26 photos of 194 196 St. Paul Street, St. Catharines ON L2R 3M2.

The full address for this home is 194 196 St. Paul Street, St. Catharines ON L2R 3M2, St. Catharines, ON L2R 3M2.

194 196 St. Paul Street, St. Catharines ON L2R 3M2 has been listed on Realty.com since Tue May 12, 2026

Daily errands do not require a car. Many nearby public transportation options. Biking is convenient for most trips.

The average walkability score in the surrounding area is Walk Score: 43/100, Transit Score: 34/100, Bike Score: 49/100.

Listing provided courtesy of: Rock Star Real Estate Inc. (tel: 905-361-9098)
Listing agent: Mike Desormeaux

This content last refreshed on 2026-09-30 02:12:08. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.