$399,900
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20 Lloyd Street, St. Catharines, ON L2S2N8

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2 Beds
2 Baths
890 Sq Ft

Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package. This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entranceideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)offering peace of mind and true move-in ready living. Location is a standout featuresituated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access. Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential. An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhooddon't miss your chance! (id:58753)

Listing By: Emily Barry - eXp Realty (Team Branch) cncrea2 Realty.com
  • MLS® 40827430
  • Date Listed05/06/2026
  • Days on Realty 80 Days
  • Bedrooms 2
  • Bathrooms 2 baths
  • Lot Size -
  • Sewer Public Sewer
  • Subdivision 458 - Western Hill
  • Property Type Single Family Residence
  • Water Public
  • Square Feet 890 sq. ft
  • Price Per Sq. Ft $449.33

Interior Features

  • Appliances Washer, Refrigerator, Dishwasher, Stove, Dryer
  • Cooling Central air conditioning
  • Heating Forced air

Exterior / Lot Features

  • Roof -
  • Lot Size Acres -
  • Lot Size SQFT -
  • Lot Features -

Sales & Tax History

Source: Public Records

Local Neighborhood Highlights for L2S2N8

Discover key demographics, population statistics, and environmental insights for the St. Catharines, ON area.

Walkability in ON / L2S2N8

Source: Walk Score

62/100

Somewhat Walkable

Walk Score ®

34/100

Some Transit

Transit Score ®

54/100

Bikable

Bike Score ®

Overview

Some errands can be accomplished on foot. A few nearby public transportation options. Some bike infrastructure.

Transit Summary

7 nearby routes: 6 bus, 1 rail, 0 other

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 36/100, Transit Score: 28/100, Bike Score: 42/100.

Points of Interest near 20 LLOYD Street, St. Catharines, ON L2S2N8

Frequently Asked Questions for 20 LLOYD Street

Source: Realty.com

20 LLOYD Street, St. Catharines, ON L2S2N8 in 458 - Western Hill, St. Catharines, ON L2S2N8 is a single family residence listed at $399,900. Highlights include 2 bedrooms, 2 bathrooms, 890 sq. ft., $449 per sq. ft.. Realty.ca has 39 photos, sales history, school insights, and mortgage tools for this listing.

Realty.com has 39 photos of 20 LLOYD Street.

The full address for this home is 20 LLOYD Street, St. Catharines, ON L2S2N8.

20 LLOYD Street has been listed on Realty.com since Wed May 06, 2026

Some errands can be accomplished on foot. A few nearby public transportation options. Some bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 36/100, Transit Score: 28/100, Bike Score: 42/100.

Listing provided courtesy of: eXp Realty (Team Branch)
Listing agent: Emily Barry

This content last refreshed on 2026-07-25 21:00:37. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.