$599,900
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95 Elgin Street, St. Thomas on N5R 3M5, St. Thomas, ON N5R 3M5

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4 Beds
2 Baths
1,848 Sq Ft

Welcome to 95 Elgin Street, a premier investment opportunity in the highly desirable Courthouse District of St.Thomas. This home is situated on a 92 by 104 foot corner lot on a street known for its historic appeal. A major renovation in 2023 transformed the property into a turn-key asset with high-end finishes throughout. The home features four bedrooms, with two bedrooms in the upper unit and two in the lower unit. The upper suite was remodelled with quartz countertops, stainless steel appliances, and luxury vinyl plank flooring. It also includes a designer bathroom with an extra-deep tub and rain shower. Both units are freshly painted and offer bright interiors with forest and valley views. The location is excellent for families or professionals, being steps from V.A. Barrie Park, the public library, and local shops. For investors, this property provides unique value through its upside to add a third unit. The home already features three separate entrances and a full basement with updated drainage from 2023. Maintenance is simplified by completely separate utilities, including independent meters for hydro, gas, and water. There are also separate electrical panels, water heaters, and central air units. This property features turn-key luxury and offers significant future potential in a top tier location.

Listing By: Brenda Schuiling - eXp Realty, Brokerage cnitso Realty.com
  • MLS® 40807751
  • Date Listed02/20/2026
  • Days on Realty 107 Days
  • Bedrooms 4
  • Bathrooms 2 Full baths
  • Lot Size -
  • County Elgin
  • Year Built 1905
  • Square Feet 1,848 sq. ft
  • Price Per Sq. Ft $324.62

Interior Features

  • Appliances Water Heater Owned
  • Cooling Central Air
  • Heating Forced Air, Natural Gas

Exterior / Lot Features

  • Exterior Separate Hydro Meters
  • Roof -
  • Lot Size Acres -
  • Lot Size SQFT -
  • Lot Features Urban, Irregular Lot, Corner Lot, City Lot, High Traffic Area, Hospital, Park

Directions

Right on Elgin Street off Talbot St. Property located on corner of Elgin St and Rosebery Place.

Sales & Tax History

Source: Public Records

Local Neighborhood Highlights for N5R 3M5

Discover key demographics, population statistics, and environmental insights for the St. Thomas, ON area.

Walkability in ON / N5R 3M5

Source: Walk Score

54/100

Somewhat Walkable

Walk Score ®

0/100

Minimal Transit

Transit Score ®

51/100

Bikable

Bike Score ®

Overview

Some errands can be accomplished on foot. It is possible to get on a bus. Some bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 19/100, Transit Score: 0/100, Bike Score: 34/100.

Points of Interest near 95 Elgin Street, St. Thomas ON N5R 3M5, St. Thomas, ON N5R 3M5

Frequently Asked Questions for 95 Elgin Street, St. Thomas ON N5R 3M5

Source: Realty.com

95 Elgin Street, St. Thomas ON N5R 3M5, St. Thomas, ON N5R 3M5 in St. Thomas, ON N5R 3M5 is a single family residence listed at $599,900. Highlights include 4 bedrooms, 2 bathrooms, 1,848 sq. ft., built in 1905, $325 per sq. ft.. Realty.ca has 45 photos, sales history, school insights, and mortgage tools for this li...

Realty.com has 45 photos of 95 Elgin Street, St. Thomas ON N5R 3M5.

Our records indicate that 95 Elgin Street, St. Thomas ON N5R 3M5 was built in 1905.

The full address for this home is 95 Elgin Street, St. Thomas ON N5R 3M5, St. Thomas, ON N5R 3M5.

95 Elgin Street, St. Thomas ON N5R 3M5 has been listed on Realty.com since Fri February 20, 2026

Some errands can be accomplished on foot. It is possible to get on a bus. Some bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 19/100, Transit Score: 0/100, Bike Score: 34/100.

Listing provided courtesy of: Exp Realty, Brokerage - itso
Listing agent: Brenda Schuiling (tel: 519-897-3116)

This content last refreshed on 2026-06-07 14:58:59. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.