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Exceptional mixed-use investment opportunity in the heart of downtown St. Catharines. This property features four residential units along with an approximately 3, 000 sq. ft. commercial space offering tremendous potential for investors, renovators, contractors, or entrepreneurs looking to add value and maximize returns. The residential component currently generates approximately $7, 700 per month in rental income, including a spacious lower-level 4-bedroom unit with 2 bathrooms, large kitchen, and open living area, plus three upper units consisting of one bachelor apartment and two separate 3-bedroom suites.The commercial portion is currently an open shell, providing a blank canvas for a variety of future uses including restaurant, retail, office, studio, medical, or professional space. Zoned C6 - Commercial Downtown Mixed Use, the property permits a wide variety of uses including retail, office, restaurant, personal service businesses, and more, making this an ideal opportunity for both investors and owner-operators. Located in a high-traffic downtown corridor surrounded by ongoing development and amenities, this property offers strong long-term upside potential.Over $60, 000 has recently been invested into key building improvements, including new water lines, new electrical power service, repairs to the flat roof, and the installation of fire-rated doors. Additional updates include a brand new 200-amp electrical service and furnaces approximately 5 years old.Vacant possession may be available, allowing buyers the flexibility to renovate, upgrade, and reposition the property to achieve higher market rents and increased value. An independent third-party appraisal completed approximately 5 months ago estimated the property value at $615, 000, making this an exceptional opportunity at the current asking price. Offered sold as-is where-is, this property presents outstanding upside potential for the right buyer looking to capitalize on a rapidly growing downtown market. (id:58753)
St. Paul & James St
Source: Public Records
Discover key demographics, population statistics, and environmental insights for the St. Catharines (downtown), ON area.
97/100
Walker's Paradise
Walk Score ®
61/100
Good Transit
Transit Score ®
72/100
Very Bikeable
Bike Score ®
Daily errands do not require a car. Many nearby public transportation options. Biking is convenient for most trips.
36 nearby routes: 36 bus, 0 rail, 0 other
The average walkability score in the surrounding area is Walk Score: 43/100, Transit Score: 34/100, Bike Score: 49/100.
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Source: Realty.com
412 ST PAUL STREET, St. Catharines (Downtown), ON L2R3N2 in St. Catharines (Downtown), ON L2R3N2 is a mixed use listed at $499,999. Highlights include 4,166 sq. ft., $120 per sq. ft.. Realty.ca has 9 photos, sales history, school insights, and mortgage tools for this listing.
Realty.com has 9 photos of 412 ST PAUL STREET.
The full address for this home is 412 ST PAUL STREET, St. Catharines (Downtown), ON L2R3N2.
412 ST PAUL STREET has been listed on Realty.com since Tue May 19, 2026
Daily errands do not require a car. Many nearby public transportation options. Biking is convenient for most trips.
The average walkability score in the surrounding area is Walk Score: 43/100, Transit Score: 34/100, Bike Score: 49/100.
This content last refreshed on 2026-09-30 22:11:53. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.